How To Win at Baccarat


How To Win at Baccarat


A pile of chips on the bet section of a baccarat table

How To Win at Baccarat


Aerial view of a digital baccarat table

Baccarat, a card game known for its elegance and simplicity — and now a popular online casino game — is a true gambling classic. Whether you’re a seasoned player or a newcomer to the game, understanding its rich history, rules, strategies, and baccarat odds is crucial to enhance your chances of winning.

Read on for a comprehensive guide exploring various facets of baccarat and providing essential tips to help you bet smarter and with confidence.

The History of Baccarat

One of the oldest casino table games, baccarat’s origins can be traced back to 15th-century Italy, where it was initially played with Tarot cards. Over time, the game evolved and gained popularity in France, earning the name “baccara,” which means zero in Italian, a reference to the game’s point system. The French aristocracy embraced baccarat, making it a symbol of opulence and sophistication.

In the 20th century, baccarat found its way into the U.S. and other parts of the world, evolving into different variations like Punto Banco, Chemin de Fer, and Baccarat Banque. Today, it’s a staple in both land-based and online casinos.

The Rules of Baccarat

As mentioned, baccarat is known for its simplicity, making it an excellent choice for beginners and seasoned gamblers alike. Here are the basic rules.

1. Two Hands

In baccarat, two hands are dealt — the “Player” hand and the “Banker” hand.

2. Card Values

Cards 2 through 9 retain their face value, while 10s and face cards are worth zero, and aces are worth one point.

3. Scoring

The goal is to have a hand with a total value closest to nine points. If a hand’s total exceeds nine, only the second digit is considered (e.g., a seven and six add up to 13, but the hand is worth three points.)

4. Drawing Rules

Depending on the initial hands, additional cards may be drawn following predetermined rules. For instance, if the player or banker has a total of eight or nine, no more cards are drawn.

5. Winning

The hand with the highest total value wins. Bets can be placed on the player, banker, or a tie.

The Best Baccarat Strategies

Looking for useful baccarat tips and tricks? While baccarat is largely a game of chance, there are strategies that can help maximize your chances of winning. It’s essential to remember that no strategy guarantees success, but some proven methods can enhance your gameplay.

Embrace the Baccarat Odds

A line of colorful casino chips on a baccarat table

Understand that baccarat is a game of odds, and there’s no guaranteed winning strategy. Play for enjoyment and entertainment rather than relying on it as a source of income.

Avoid the Tie Bet

The tie bet may offer tempting payouts, but it has a high house edge, making it a risky option.

Banker Bet

Statistically, the banker bet has a slightly lower house edge than the player bet. Betting on the banker can be a wise choice in the long run.

Card Counting

Although not as effective as in games like blackjack, some players try card counting in baccarat. This strategy involves keeping track of cards to gain an advantage, but it’s challenging and often not worthwhile. Also, keep in mind that many casinos frown upon this practice.

Pattern Recognition

Some players look for trends or patterns in previous hands, like the ‘Chop’ or ‘Streak.’ While this can be entertaining, it doesn’t actually impact the outcome of future hands — all outcomes are 100% random.


Consider playing mini-baccarat, a faster-paced version of the game with lower minimum bets. It’s an excellent option for beginners.

Stay Informed

Keep up-to-date with the latest baccarat news and strategies. The gambling community often shares insights that can improve your game.

Practice for Free

Many online casinos offer free baccarat games. Take advantage of these opportunities to hone your skills before playing for real money.

Bankroll Management

As with all bets at online casinos, set a budget for your baccarat session and stick to it. Don’t chase losses and only gamble with money you can afford to lose.

Know When To Quit

Winning streaks and losing streaks are both part of the game. Knowing when to walk away, whether you’re up or down, is crucial for responsible gambling.

Online Baccarat vs. Land-Based Baccarat

Baccarat enthusiasts can choose between playing at land-based casinos or online platforms (or a combo of both.) Each option has its own set of advantages and differences.

Online Baccarat

  • Convenient and accessible 24/7 from the comfort of your home.
  • Offers a wide variety of baccarat games, including live dealer casino games for an authentic casino experience.
  • Allows for smaller minimum bets, making it accessible to players with varying budgets.
  • Provides the opportunity to practice for free before wagering real money.

Land-Based Baccarat

  • Offers a luxurious and immersive atmosphere, especially in high-end casinos.
  • Allows for social interaction with other players and the dealer.
  • Offers the excitement of physically handling and shuffling cards.

The Odds and House Edge in Baccarat

A pile of casino chips on the ante bet section of a baccarat table

Baccarat is often considered one of the fairest casino games in terms of odds and house edge. Here’s a breakdown of the key numbers.

Player Bet

The house edge is approximately +7,965, meaning the casino has a slight advantage.

Banker Bet

This bet has a lower house edge of around +9,334. While it’s the better choice statistically, casinos usually charge a commission (usually 5%) on banker wins, reducing the advantage slightly.

Tie Bet

The tie bet carries a high house edge of about +596, making it an unfavorable choice for most players.

Expected Value in Baccarat

Expected Value (EV) is a crucial concept when you play casino online games and it can be applied to baccarat to help you make more informed betting decisions. Essentially, EV represents the average outcome of a bet over many repetitions. In baccarat, understanding EV can be particularly useful when deciding which bets to place.

You need to consider two essential factors to calculate the EV of a bet in baccarat: the probability of winning and the potential payout. Luckily, there are many EV calculators online to help you generate an accurate answer when weighing up your bets.

Play Online Casino Games at Borgata Online

Now that you know a few helpful baccarat tips and tricks, you’re ready to try your luck at the (virtual) table. Choose Borgata Online for a broad menu of online casino games, from baccarat and other casino table games to live dealer casino games and online slots. Register to explore the platform’s full range of offerings.